ACTIVE LIFESTYLE FINANCIAL PLANNING

Hurricane Florence: The Storm of a Lifetime That Wasn't. A juxtaposition of the national reporting and the week on the ground in Charleston, SC Were all going to die! Everybody run for your lives! That was the message a full week ahead of hurricane Florence's potential landfall on the east coast of the United States. Even before it was actually a hurricane. Saturday morning September 8th, while attempting to make a routine Costco run, there was already a line snaking around

I have long since given up trying to overcome feelings with facts. Everyone’s feelings are different. It is difficult for me in good...

People don't value things that they receive easily or with little effort. Free things they value least because they have invested nothing to get them. In order for someone to appropriately value and truly appreciate something, they need to have gone through the cycle of earning it. If it is an item or service that was purchased, they need to have traded their talent, time and effort to earn the amount of money required to purchase it. If it is a coveted skill, they need to

If your advisor's value proposition has anything to do with their ability to pick stocks or "beat the market," that is a relationship that you may want to re-evaluate.

General Impression The most popular question I have been getting lately from client's, friends and acquaintances at Holiday parties is, "What do I think of the new tax law." The first thing that comes to mind is how powerful a force popular media remains in entering items into the collective consciousness of its consumers. In terms of the tax law, I'll admit that I was skeptical of it resulting in major changes for individuals upon first reading of the bills passed by the H

The Actual Reality of Old Age; A rebuttal to “The New Reality of Old Age” From The Washington Post September 29th 2017 A frequent article I see under various titles is the woeful state of the American retiree. If you didn’t have a chance to read the latest from the Washington Post, it can be seen here. http://www.msn.com/en-us/money/retirement/the-new-reality-of-old-age-in-america/ar-AAsBlPT?li=BBnb7Kz A client passed this article along and as I read it, I became disconcert

On my run down the beach this morning, it dawned on me that I seldom look at how far it is to the finish anymore. I remember when I started running I was always looking to see how far I had to go. I also remember how discouraging it was each time I looked up to see the majority of my run ahead of me. This led to thinking things like, “can I really make it?” or if I couldn’t see all the way to the finish wondering, “Is the route clear or should I maybe look for another one?”

Credit Score, why do I need to know it? What is it? Does it really matter? Find out how it all works ~ One of the major objectives in our cash flow review meeting is to completely understand the client’s cash flow picture. This means the income and outflow of cash to a household including number of accounts as well as expense tracking and purchasing mechanisms. Many times clients come in with LOTS of credit cards having found a specific use for each one. A key part of the d

As I sit here with the sun out, power restored and waiting on the internet, TV and phone to resume business, I figured I would share a couple of things that were made obvious by our most recent Hurricane Irma experience. 1. We Take a Horrendous Amount of Things for Granted in Modern Life The common person has luxuries that weren’t even thought of in a pre-cell phone era. Nothing makes this clearer than having your day to day comforts taken away by something you can’t contro

At this point, we are all pretty much aware of the benefits of regular exercise for our physical health. The key to staying in shape is...